All You Wanted To Know About Direct Benefit Transfer

There are many schemes and programmes of the Government of India under which many benefits are provided to the people such as subsidies, scholarships to students, benefits for feeding and pregnant mothers, and micro credit to poor women. Till now the beneficiaries were not getting this amount directly in their bank accounts. Also, there were cases where the intermediary officers would ask for a ‘cut’ or ‘commission’, and there were leakages in the benefits reaching the true beneficiaries. The Government of India has now started the Direct Benefits Transfer scheme. With this scheme, the beneficiaries get the amount directly in their bank accounts.

All that you wanted to know about DBT:

  • Under the ‘Direct Benefits Transfer’ or ‘DBT’, the entitled benefit from several schemes of the central government in the form of subsidy, stipend, scholarship or other monetary benefits is directly transferred to the beneficiary’s bank account which will eventually be linked to an ‘Aadhaar’ number. The scheme has been rolled out presently for even the beneficiaries who do not have an Aadhaar number.
  • DBT aims to target the beneficiaries accurately and reduce corruption. It will eliminate waste in subsidy transfer.

DBT covers 121 districts presently. It was launched on 1 January, 2013 in 43 districts in 16 States and Union Territories. The second phase was launched on 1st July, 2013 when 78 more districts were added. Thus in all, 121 districts are covered under DBT. Soon, all districts will be covered under this scheme.

  • DBT currently covers 26 schemes which include 17 scholarship schemes and various other schemes like Indira Gandhi Matritiva Sahyog Yojana, Dhanlakshmi scheme, Janani Sureksha Yojana, housing subsidy for Beedi workers, stipend for SC/ST for coaching, guidance and vocational training, stipend to trainees under the skill development scheme in left extremism affected 34 districts.

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